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Some people judge a loan on price, others consider suitability, and ideally you should consider both these elements. Basically you consolidate all your debts into one debt, take a loan of an amount equal or less than the total amount of your existing debts, pay back to all your existing lenders and then you are left with just one loan in hand for which you pay just one... If you are above 18 years of age, have an active checking account and a steady source of income then you can easily qualify for this loan. So yes, you can choose to append the name of your spouse, offspring and/or parents as co-applicants for a home loan from the bank.
